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Yes!!! Got Approved For A Home Loan

I do. I mean, I don't, like, have Stoked's balls, per se. But I could ban your *** for fun. That's why I shouldn't be a mod.
Having said that, I love mods that abuse power more so than mods that are holier than thou. Have fun with that.

I walk the line.
 
Cy,

I hope you know you are among my elite group of friends here. I don't want you to cry.
I do love you and want the best for you, but it's just a message board. You have my number call me (not really).

Love,

Peeks
 
Do not do this unless you want to pay Trout or Patrick. You will want to shop on your own anyway so wtf you pay 3% to an agent for? Dr. J gave me **** for using an agent an he was 100% correct. It's stupid easy to save $10-15k without one.

A buyer doesn't pay an agent. Their fees come out of the sellers fee. If you're buying a home, why not use an agent?
 
Do not do this unless you want to pay Trout or Patrick. You will want to shop on your own anyway so wtf you pay 3% to an agent for? Dr. J gave me **** for using an agent an he was 100% correct. It's stupid easy to save $10-15k without one.

Quite possibly the dumbest post ever on this site.
 
Actually frank is correct. If you have no buyer's agent, you can negotiate away the customary 3% buyer's side commission. You MUST get it in writing and demand to see BOTH SIDES of the HUD to be sure the listing agent doesn't take both sides of the commission. A good idea to speak with the title officer and have them warrant the listing agent isn't getting both sides.

There's inherent risk if you don't know what you're doing because you are unrepresented and no licensed agent has any fiduciary duty to you.

If you feel you're qualified to go it alone, you can save the money... but you must be fairly methodical in the negotiation.

Anyone on this site can feel free to hit me up for advice any time.
 
My little experience has shown me to avoid buying a short sale or foreclosure. And like was said above, a good through inspector. I'll PM you the name of the guy that inspected my home when I sold. He was very diligent in his inspection and made sure the buyers were fully informed. I was so impressed by him, I will hire him when I am in the market again. Also if you're in the same market as my agent when I sold I can also give oh her info. She is very good at her job and very receptive to what I expected and got me a very good offer.
 
so much richness in this thread...

first we have the good doctor laying it on pretty thick... in the vocab of the young: "So adorbs"
You are one of earth's truly fine beings. I bow, daily, to your presence. I hope you know I mean that.
Because I really do. It may be weird for others, not for me.

Cy,

I hope you know you are among my elite group of friends here. I don't want you to cry.
I do love you and want the best for you, but it's just a message board. You have my number call me (not really).

Love,

Peeks



Next we have Stoked getting his goad mixed up with his choad and his chode - because there is no "e" in goad so please don't cross the streams.
If you think you can goade me into anything one way or the other you're even worse off than I thought.


and good old Cy missing the obvious to make note of the less obvious - though Colton surely appreciates the shout-out
Not as impressive as your use of an apostrophe.

Just doing my best to moderate correct grammar. Shout out to Colton.


and finally we have the pot and kettle trying to put themselves on opposite ends of the spectrum, but failing miserably...
Quite possibly the dumbest post ever on this site.


see why we love this place?
 
so much richness in this thread...

first we have the good doctor laying it on pretty thick... in the vocab of the young: "So adorbs"






Next we have Stoked getting his goad mixed up with his choad and his chode - because there is no "e" in goad so please don't cross the streams.



and good old Cy missing the obvious to make note of the less obvious - though Colton surely appreciates the shout-out





and finally we have the pot and kettle trying to put themselves on opposite ends of the spectrum, but failing miserably...



see why we love this place?

This deserves many reps. Got mine.
 
And, congrats braugh. A house of your own in beautiful Southern Utah... very very nice.
 
And, congrats braugh. A house of your own in beautiful Southern Utah... very very nice.

My city is nestled right up agains the base of the mountain in a valley between to mountain ranges. It is at the point where the red in the dirt starts to fade and more trees start to grow. Not quite northen Utah and not quite "dixie".

Amazing views and sunsets.
 
My city is nestled right up agains the base of the mountain in a valley between to mountain ranges. It is at the point where the red in the dirt starts to fade and more trees start to grow. Not quite northen Utah and not quite "dixie".

Amazing views and sunsets.

Awesome. You live near a ton of fascinating places if you're interested in geology. What interests me most out there right now is where the Colorado Plateau meets a fundamentally different kind of country that stretches out all over Nevada. I've taken three trips recently through these parts, but I haven't yet been out through Dammeron Valley, up the 18, and then west into Nevada. Going to do that on my next trip.

I've been studying the geology of the Basin & Range since I left academia. Totally rad stuff.
 
Awesome. You live near a ton of fascinating places if you're interested in geology. What interests me most out there right now is where the Colorado Plateau meets a fundamentally different kind of country that stretches out all over Nevada. I've taken three trips recently through these parts, but I haven't yet been out through Dammeron Valley, up the 18, and then west into Nevada. Going to do that on my next trip.

I've been studying the geology of the Basin & Range since I left academia. Totally rad stuff.

This.

I always say the geology of the area is what it is because three very different ecosystems (The Great Basin, Colorado Plateau, and the Mohave Desert) converge for a climactic burst of colors and diverse geological formations.
 
Awesome. You live near a ton of fascinating places if you're interested in geology. What interests me most out there right now is where the Colorado Plateau meets a fundamentally different kind of country that stretches out all over Nevada. I've taken three trips recently through these parts, but I haven't yet been out through Dammeron Valley, up the 18, and then west into Nevada. Going to do that on my next trip.

I've been studying the geology of the Basin & Range since I left academia. Totally rad stuff.

IM within 40 minutes of Bryce Canyon, Zion and Three Peaks. There are palces with rock drawings from past cultures, skiing at Brian Head, tons of festivals... lots of things to do. My town even has the motto "Festival City USA". Music festivals, Shaeskpearean Festival, July Jamboree...

I'm not a geology buff but the sights are amazing.
 
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