Supreme Court Decisions

[PearlWatson]

So I don't read up on these things in any great detail, but things I've heard mentioned is that this bill will eventually put health insurance companies out of business and it will be simply a gov't ran program. I take it that's false?

As if he knows.

Insurance companies are already GRE's like Fannie and Freddie.

 

[PearlWatson]

Can you show me where I ever stated that I think any of this should be "mandated"? Take your time...

Also what about states outside Utah. Do they have the option to cover adult children? Even outside college. Lets say one of my kids is struggling and i am not. I tell them I will pick up their health insurance to help them out...why not?

I'm not saying you think it should be mandated. You just haven't figured out it has been mandated and it ain't voluntary.

Why not? Because you usually get insurance through your employer and they don't want to allow you the option of including your adult children on your insurance because it would be more costly for them.

 

[sirkickyass]

You left a critical bit off of your article quote.

You're right. I did miss that your study was only about Canadian senior citizens. You'll note that this makes your comparison of Canadian and American medical-related bankruptcies even more apples to oranges than I said it was before. You've not advanced anything to show that the medical bankruptcy problem is "mythical" because it happens at a higher rate in Canada. You just declared the point proven and cited a data point relevant to a totally different question.

 

[PearlWatson]

You're right. I did miss that your study was only about Canadian senior citizens. You'll note that this makes your comparison of Canadian and American medical-related bankruptcies even more apples to oranges than I said it was before. You've not advanced anything to show that the medical bankruptcy problem is "mythical." You just declared the point proven.

Nah...it makes it an "all apples to granny smith apples" comparison, making it an even stronger point.

 

[sirkickyass]

Nah...it makes it an "all apples to granny smith apples" comparison, making it an even stronger point.

Ahhhh yes, the infamous Millsapa logic engine hasn't been oiled in quite some time.

 

[One Brow]

The major free-market idea was to allow insurance across state lines.

I was working for Anthem when they bought Wellpoint. The combined companies operated in 20 states. Insurance companies already cross state lines.

Now, maybe you meant "offer insurance into Louisiana use the insurance rules in Texas", or something similar. I think one state dictating how insurance can be sold in other states is a bad idea. Why do you think it is a good idea?

 

[Scat]

Question: After some research it appears that the "tax" to forgo insurance is substantially less than actually buying insurance. The "tax" is approximately $2200 per year for a a mid-income family of four. Trout, what would a family of 4 pay if they came to you for full coverage? I'm guessing it is quite a bit more... I'd guess nearly double and likely more with a high deductible.

Why wouldn't I just pay the penalty and then show up at the emergency room as my primary care giver? I'd be saving thousands every year and still have health care.

 

[Stoked]

Question: After some research it appears that the "tax" to forgo insurance is substantially less than actually buying insurance. The "tax" is approximately $2200 per year for a family of four with a mid-income. Why wouldn't I just pay the penalty and then show up at the emergency room like many do right now? They still have to treat me, correct?

True but you are now out 2,200 where you were not before.

 

[Scat]

The point was that this will not change much. Yeah, people will be paying a tax but I'm guessing that there will still be about the same amount of uninsured people that there are now. The $2200 that goes to the feds will just get sucked into the government spending vortex and not be applied to anything dealing with health care.

 

[Stoked]

I'm not saying you think it should be mandated. You just haven't figured out it has been mandated and it ain't voluntary.

Why not? Because you usually get insurance through your employer and they don't want to allow you the option of including your adult children on your insurance because it would be more costly for them.

Oh ********. Go back and read my posts before you jumped into this conversation. I clearly show that I understand that it is a mandate and that I am against it. However if alot of this was voluntary...

Pay attention to what you are arguing and with who you are arguing it. You are getting crap mixed up.

If you are indeed Millsappa and this is the level of debate that you bring to the table than I am disappointed.

 

[Stoked]

The point was that this will not change much. Yeah, people will be paying a tax but I'm guessing that there will still be about the same amount of uninsured people that there are now. The $2200 that goes to the feds will just get sucked into the government spending vortex and not be applied to anything dealing with health care.

Especially if a majority of the states opt out of the Medicaid increase.

 

[One Brow]

Why wouldn't I just pay the penalty and then show up at the emergency room as my primary care giver? I'd be saving thousands every year and still have health care.

In your case, it may be the best fiscal option if you are healthy, and will remain so. However, just narrowing the gap means it makes sense for more people to have insurance.

Not every condition is well-handled/treated with an emergency room visit. As an adult, you can still be denied insurance if you develop high blood pressure, asthma, etc. Only your kids can't be denied for pre-existing conditions.