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Anyone invested in the market

I reinvested heavily in Micron at $11.00 Over $12 in just a few days. I expect another jump based on some other activities they are involved with. They seem to go through patterns jumping up to $30 then back down to 10ish. I sold at $27 last time and am ready for another jump!
 
I'm really ecstatic. I decided to start investing with $20k a few months ago, after studying stock investing for several months. My portfolio is worth nearly $26k after just a couple of months. Man, what a high. Both AAPL and AMAT seem solid for the long run. And just how high will GPRO go? They haven't even announced any of their new products yet. My analysis has been spot on!
 
I'm still in BTG thanks to this thread. Bought I think in the $0.90s somewhere :)

Granted, mine is a few play dollars but thanks for pointing me at it!
 
BTG still rockin'. Up something like 55% in a month!


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Yeah, I am. It's been a long road though and along the way, I've learned many things, adjusted my purview countless times and only recently came to the conclusion that I've been "doing it wrong" all this time. What I mean by that is that since my point of being in the market is for retirement purposes only, trying to find that right group of stocks that will "get me set" for retirement is a fool's errand.

So, a few years back, I decided to invest in a target retirement fund from Vanguard and so far I've been successful and have even outpaced inflation, though, I did lose thousands of dollars in the most recent correction a month or so ago. This loss got me thinking about what if I was 65 this year and this correction happened? I'm sure there were thousands of folks who were in that predicament. So, instead of continuing to put more money into my TRF, I've decided to take the dividend yield route. Invest only in stocks that pay a dividend yield so this way even in the down times, I am still getting a "consistent" payout regardless of the market volatility. I put quotes around consistent because, yes, there is a chance that the dividend could get cut but if I've done my due diligence the chances of this happening are slim.

Anyway, as far as planning for the future, I started out late. I racked up thousands of dollars in CC debt and it was only until my early 30's when I got out from under all of that and started making changes financially. Anyway, I won't bore you with my journey and subsequent discovery down this financial road but I am definitely in a better place today, financially, than I ever have been.

Holdings:

I have 3 DRIPS I started almost a decade ago (I'd rather not post what I have of each):

3M 34%
GPC 10%
JNJ 24%

Scottrade
BRK-B 66%

Vanguard ROTH IRA
VFORX 8%

All percentages are to date.

For the next 20 years I will mostly only be adding to positions of stocks with dividend yields.
 
Yeah, I am. It's been a long road though and along the way, I've learned many things, adjusted my purview countless times and only recently came to the conclusion that I've been "doing it wrong" all this time. What I mean by that is that since my point of being in the market is for retirement purposes only, trying to find that right group of stocks that will "get me set" for retirement is a fool's errand.

So, a few years back, I decided to invest in a target retirement fund from Vanguard and so far I've been successful and have even outpaced inflation, though, I did lose thousands of dollars in the most recent correction a month or so ago. This loss got me thinking about what if I was 65 this year and this correction happened? I'm sure there were thousands of folks who were in that predicament. So, instead of continuing to put more money into my TRF, I've decided to take the dividend yield route. Invest only in stocks that pay a dividend yield so this way even in the down times, I am still getting a "consistent" payout regardless of the market volatility. I put quotes around consistent because, yes, there is a chance that the dividend could get cut but if I've done my due diligence the chances of this happening are slim.

Anyway, as far as planning for the future, I started out late. I racked up thousands of dollars in CC debt and it was only until my early 30's when I got out from under all of that and started making changes financially. Anyway, I won't bore you with my journey and subsequent discovery down this financial road but I am definitely in a better place today, financially, than I ever have been.

Holdings:

I have 3 DRIPS I started almost a decade ago (I'd rather not post what I have of each):

3M 34%
GPC 10%
JNJ 24%

Scottrade
BRK-B 66%

Vanguard ROTH IRA
VFORX 8%

All percentages are to date.

For the next 20 years I will mostly only be adding to positions of stocks with dividend yields.

Solid.
 
Yeah, I am. It's been a long road though and along the way, I've learned many things, adjusted my purview countless times and only recently came to the conclusion that I've been "doing it wrong" all this time. What I mean by that is that since my point of being in the market is for retirement purposes only, trying to find that right group of stocks that will "get me set" for retirement is a fool's errand.

So, a few years back, I decided to invest in a target retirement fund from Vanguard and so far I've been successful and have even outpaced inflation, though, I did lose thousands of dollars in the most recent correction a month or so ago. This loss got me thinking about what if I was 65 this year and this correction happened? I'm sure there were thousands of folks who were in that predicament. So, instead of continuing to put more money into my TRF, I've decided to take the dividend yield route. Invest only in stocks that pay a dividend yield so this way even in the down times, I am still getting a "consistent" payout regardless of the market volatility. I put quotes around consistent because, yes, there is a chance that the dividend could get cut but if I've done my due diligence the chances of this happening are slim.

Anyway, as far as planning for the future, I started out late. I racked up thousands of dollars in CC debt and it was only until my early 30's when I got out from under all of that and started making changes financially. Anyway, I won't bore you with my journey and subsequent discovery down this financial road but I am definitely in a better place today, financially, than I ever have been.

Holdings:

I have 3 DRIPS I started almost a decade ago (I'd rather not post what I have of each):

3M 34%
GPC 10%
JNJ 24%

Scottrade
BRK-B 66%

Vanguard ROTH IRA
VFORX 8%

All percentages are to date.

For the next 20 years I will mostly only be adding to positions of stocks with dividend yields.

Don't target retirement funds protect you from market fluctuations by the time you are 65? By then, you should have ~65% of your money in bonds I would imagine.
 
Don't target retirement funds protect you from market fluctuations by the time you are 65? By then, you should have ~65% of your money in bonds I would imagine.

I'm not planning on anything like this conventional wisdom. However, I am planning on a 40 year payout so the risk and time frame will be the similar to that of a youngin. I wouldn't plan on getting close to 65% in bonds until somewhere around 75 years old, and 80/20 at 80ish (depending on what happens with social security).
 
Don't target retirement funds protect you from market fluctuations by the time you are 65? By then, you should have ~65% of your money in bonds I would imagine.

Yes, the TRF's change allocation as you get closer to the target year but again, I am still affected by market volatility. That being said, the dividend yield route gets me closer to consistent monthly payout via passive income without selling any securities.
 
Jumped out of BTG today at 1.60. Rode it all the way up from 0.91. Thanks to this group here


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So how about that inContact stock today?

:)

On a side note, today I am grateful for Employee Stock Purchase Programs.
 
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