Equifax Settlement= Easy Money

Discussion in 'General Discussion' started by Zombie, Jul 25, 2019.

  1. fishonjazz

    fishonjazz Well-Known Member Contributor 2019 Award Winner 2018 Award Winner

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    That's the part that I'm stuck at.
    I mean we did freeze our credit and then have to unfreeze it and freeze it again for a loan so we have some damages that can be proven but it's hard to quantify. It does cost every time you freeze or unfreeze it though.
    I gonna delve into it more tomorrow.

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  2. Zombie

    Zombie Well-Known Member

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    From my understanding that's the case if you are trying to claim the up to $20k for damages, which does require documentation. Everyone whose information was compromised however is entitled to either credit monitoring from equifax (hearty lol) or the $125.
     
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  3. Zombie

    Zombie Well-Known Member

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    If I were you I'd take my time and do some research. You have a few months to get your ducks in a row before the deadline hits.
     
  4. framer

    framer Well-Known Member

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    You understand the more people who sign up, the less everyone gets, right? The $125 is a max. You will likely get about $12.
     
  5. Zombie

    Zombie Well-Known Member

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    I'm not sure that's the case, equifax was required to set up an additional sum to be doled out if the original amount gets claimed.
     
    Last edited: Jul 26, 2019
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  6. LogGrad98

    LogGrad98 Well-Known Member Contributor

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    You can claim up to 10 hours of time spent doing stuff like this in addition to the 125. We had credit monitoring already so we didn't really do anything out of the ordinary but you can claim you spent, idk 2 hours? 5? Doing stuff like this and get paid I think it's 25 bucks per hour with no supporting documentation unless you claim over 10 hours.
     
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  7. fishonjazz

    fishonjazz Well-Known Member Contributor 2019 Award Winner 2018 Award Winner

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    I see. Thank you for the clarification!

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  8. framer

    framer Well-Known Member

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    Every single time I have applied for stuff like this, I have only got a fraction of the total that was promised due to the overwhelming number of applicants. The settlement number is the settlement number, unless this was done differently.
     
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  9. fishonjazz

    fishonjazz Well-Known Member Contributor 2019 Award Winner 2018 Award Winner

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    Either way, 1 dollar is > zero dollars

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  10. fishonjazz

    fishonjazz Well-Known Member Contributor 2019 Award Winner 2018 Award Winner

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    Did this today. Took literally about 45 seconds

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  11. tfivas

    tfivas Well-Known Member 2019 Prediction Contest Winner

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    I've gotten at least 30 people at work to check theirs....everyone but 2 people were affected....all but 1 skeptical prick got their money.
     
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  12. Gameface

    Gameface All-Jazzfanz First Team! Contributor 2018 Award Winner

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    You mean they've already gotten a check?
     
  13. tfivas

    tfivas Well-Known Member 2019 Prediction Contest Winner

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    No sorry just put in for the money...
     
  14. idestroyedthetoilet

    idestroyedthetoilet Well-Known Member

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    Well that sux. It says I (my wife) has to already have credit monitoring to get the $125. Buying that is further down on my list than buying gold, or a bunker.
     
  15. Zombie

    Zombie Well-Known Member

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    Credit Karma is free, and there's a good chance your credit card or bank includes credit monitoring with your account as well.

    (you don't have to prove that you have credit monitoring either)
     
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  16. LogGrad98

    LogGrad98 Well-Known Member Contributor

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    Both my wife and I put in for it. I know these are really just ways for the lawyers to get rich but since it's happening anyway I might as well get a (tiny) piece of the pie.
     
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  17. fishonjazz

    fishonjazz Well-Known Member Contributor 2019 Award Winner 2018 Award Winner

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  18. Gameface

    Gameface All-Jazzfanz First Team! Contributor 2018 Award Winner

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    Heads up!

    If you submitted a claim you need to verify it by providing the name of the credit monitoring service you currently have. You should have received an email.

    Kind of good news bad news. Bad news is that you've got another hoop to jump through. Good news is that this hoop will filter out a lot of claims, so it increases the chances that you'll get some kind of cash settlement that will be worth more than the price of postage.
     
  19. LogGrad98

    LogGrad98 Well-Known Member Contributor

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    Psh, I have 3 gold already.
     
  20. fishonjazz

    fishonjazz Well-Known Member Contributor 2019 Award Winner 2018 Award Winner

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    I'm out.
    Gonna take the free credit monitoring. Even though my credit is frozen and therefore doesn't really need monitoring

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