You are sold on Cutler in big spots, but not Ryan? Broncos fans have seen how Jay Cutler plays with the playoffs on the line. Disaster.
Sports is a ton about expectations and psychology. The Falcons will have the #1 seed, yes, but with that comes a lot of expectations and I'm not sure they, notably, Ryan, can handle that. Hell, he's played in one playoff game and lost. So he's going to go from no playoff wins to Super Bowl bound? I don't see it. Last week, when something was sort of on the line, at home, he lost.
The Bears on the other hand have been given no credit by virtually everyone all year. Yet their defense is still very strong, their running game is better this year imo than in their Super Bowl season (Forte looks great and Taylor is a great 3rd down back), and Cutler, as dumb as he is at times is greater than Rex Grosman. In short, I think Cutler's realized he can't win games on his arm alone and can't keep being a douche if he wants to be successful in this league.
So yes, I could see them going. My gut tells me them, and I would then say the Saints, Pack, and Eagles in that order would be my next guesses, all ahead of Atlanta.