Obamacare to increase premiums by 304 percent???

[♪alt13]

So I haven't worked hard? And who ever said they had to get the healthcare on the exchange? You are welcome to stick with your current provider. Mine will still offer the same great price to me if I stay.

How is that salt to your wound? If you don't qualify for the subsidy, then you can obviously afford the coverage. I say that because I can afford the coverage, and I make a fair amount of money. I am by no means rich, but far from poverty stricken.

I never said you didn't work hard. I said that some people have worked hard and earn enough not to qualify for subsidies. You seem to think that they are lying to you when they say their premiums have gone up dramatically. You should just admit that you don't give a **** about them and are for the law because it happens to benefit you. Don't get all bent out of shape when people are against it because it isn't good for them.

 

[b_line]

I never said you didn't work hard. I said that some people have worked hard and earn enough not to qualify for subsidies. You seem to think that they are lying to you when they say their premiums have gone up dramatically. You should just admit that you don't give a **** about them and are for the law because it happens to benefit you. Don't get all bent out of shape when people are against it because it isn't good for them.

I do think people are lying when they say their premiums are going up 300%. That can not be true. Either they are lying or they just have not done the research. I am for the act be cause I genuinely think it will lower healthcare costs across the board.

 

[♪alt13]

I do think people are lying when they say their premiums are going up 300%. That can not be true. Either they are lying or they just have not done the research. I am for the act be cause I genuinely think it will lower healthcare costs across the board.

Do you think I am lying when I say that my brother in law had his hours cut in half so that he isn't considered a full time employee. That his company did this in order to avoid the penalties associated with not providing health insurance. If the government wants to insure people that is fine, but the way this bill forces people to buy a commodity many of them can't afford is asinine. The penalty should be just enough to offset the child tax credit so that they will actually be doing worse off. He currently works 2 part time jobs(it's all he has been able to find) and couldn't afford insurance if it was $50 a month. I think alot of people who are in his boat and have few skills will start to wonder what the hell they even bother for. There is definitely a subset of the population that obamacare will benefit(myself included)but that doesn't invalidate that the law is hurting other people.

 

[b_line]

Do you think I am lying when I say that my brother in law had his hours cut in half so that he isn't considered a full time employee. That his company did this in order to avoid the penalties associated with not providing health insurance. If the government wants to insure people that is fine, but the way this bill forces people to buy a commodity many of them can't afford is asinine. The penalty should be just enough to offset the child tax credit so that they will actually be doing worse off. He currently works 2 part time jobs(it's all he has been able to find) and couldn't afford insurance if it was $50 a month. I think alot of people who are in his boat and have few skills will start to wonder what the hell they even bother for. There is definitely a subset of the population that obamacare will benefit(myself included)but that doesn't invalidate that the law is hurting other people.

I don't understand the law that well, or understand the reasoning companies have behind doing that. All I am saying is that the numbers being thrown out by some are outrageous and obviously wrong. Your bros situation sucks. But if he really is that poor, he would probably qualify for huge subsidies on healthcare. Probably ( in a lot of states) would be covered by the expanded Medicaid coverage being rolled out?

 

[♪alt13]

I don't understand the law that well, or understand the reasoning companies have behind doing that. All I am saying is that the numbers being thrown out by some are outrageous and obviously wrong. Your bros situation sucks. But if he really is that poor, he would probably qualify for huge subsidies on healthcare. Probably ( in a lot of states) would be covered by the expanded Medicaid coverage being rolled out?

yeah so like I said he should just give up trying and live off the government. If he succeeds in making a little more it will be a wash for him. It is really hard for people who fall right on that line between poverty and middle class. He was doing pretty well and moving along until he was stalled by an obamacare layoff. You want to tell him it's ok because he can get medicaid now while living in his mothers basement?

 

[b_line]

yeah so like I said he should just give up trying and live off the government. If he succeeds in making a little more it will be a wash for him. It is really hard for people who fall right on that line between poverty and middle class. He was doing pretty well and moving along until he was stalled by an obamacare layoff and you want to tell him it's ok because he can get medicaid now while living in his mothers basement?

Didn't say that. You sure are saying a lot of things for me.

All I said was that 300% inflation of healthcare costs are greatly exaggerated. My experience was that my premium went down.

As I said before, I don't understand the companies that layoff employees to save money on healthcare costs. I do not know what the specifics are in the aca as far as companies providing coverage, or why it would be so expensive. I was speaking to my personal experience. That is all.

 

[♪alt13]

yes you did.

I don't understand the law that well, or understand the reasoning companies have behind doing that. All I am saying is that the numbers being thrown out by some are outrageous and obviously wrong. Your bros situation sucks. But if he really is that poor, he would probably qualify for huge subsidies on healthcare. Probably ( in a lot of states) would be covered by the expanded Medicaid coverage being rolled out?

 

[♪alt13]

@ b_line

How do you think your insurer is able to provide you with a 50% cut in your premiums while the actual cost for healthcare, should you need it, is rising?

 

[b_line]

yes you did.

That in no way shape or form says give up and live in your moms basement. He and you can do whatever you want. I did not say anything about that.

 

[b_line]

@ b_line

How do you think your insurer is able to provide you with a 50% cut in your premiums while the actual cost for healthcare, should you need it, is rising?

My provider is cutting it about 20%. The gov is providing subsidy for the other part.

My theory is that people who don't have insurance and can't afford healthcare at this time are making hospitals super expensive. My reasoning behind this is every time I have questioned a hospital why routine things cost so much they answer me by saying that they have to keep the doors open, even when people can't pay. So I am paying for the guys who skip out on paying and have collectors calling all the time. Either that it the guys that give fake names and never pay at all. If these people have insurance, the cost for honest people goes down because we no longer have to pay for them.

 

[♪alt13]

That in no way shape or form says give up and live in your moms basement. He and you can do whatever you want. I did not say anything about that.

You seem to think that it's ok that he was lost a large portion of his income because now he can get medicaid. You've put on political blinders bro. A bill that was sold to you as helping the poor is doing just the opposite.

 

[♪alt13]

My provider is cutting it about 20%. The gov is providing subsidy for the other part.

My theory is that people who don't have insurance and can't afford healthcare at this time are making hospitals super expensive. My reasoning behind this is every time I have questioned a hospital why routine things cost so much they answer me by saying that they have to keep the doors open, even when people can't pay. So I am paying for the guys who skip out on paying and have collectors calling all the time. Either that it the guys that give fake names and never pay at all. If these people have insurance, the cost for honest people goes down because we no longer have to pay for them.

This is circular logic nothing has been done to change the bottom line. When your insurance company pays that guys bill nothing has changed you have just shifted the burden from the hospital to the insurer who in turn will have to shift the cost to their customers through increased premiums. The people that aren't paying generally have nothing to pay. They will not contribute to the premium pool and so their share of them will be shifted to the government who will in turn have to shift that burden to the tax payer.

Obamacare simply reorganizes who pays but does nothing to address the actual rising costs.