I'm a big fan of the individual mandate too...if it was voluntary.
Spin baby spin!
Keeping people on your insurance long after they are a "dependent" should be allowable. Sometimes it is a good idea and sometimes it isn't. However that decision should be left up to the person being covered and the person making the payments. But my clear position on that does not fit the narrative you want to paint of me so whatever. Paint away man, paint away.
Props on a nice avatar.