Uh...there are no ties in college football, right? If a team loses, they don't win. If they win, they don't lose. Predicting < 3 losses is the same as predicting > 9 wins.
Again, Utah would only have to win 1 game for you to win the bet, even though you predicted they'd WIN 10+.
No, no, no. He never said that.
He can't see them losing more than two. HOWEVER, he apparently CAN see them winning less than 10. Simple.