I guess this is about as close as I'm going to get to an answer. I believe your argument negatively characterizing the ACA starts with the concept of healthcare, and whose hands are in the pie. Going way, way, way before the ACA was even thought of. And to that point, you're right.
But if we go back in time to before there was health insurance, supply/demand ended up killing millions of Americans because they couldn't afford it. Which turned the beloved free market into a killing force much more deadly than communism and Nazi's.
The government didn't do anything about it, as fighting the free market is socialism.. F*** that. That's political suicide.
And so in came your snake oil salesmen, insurance companies. They offered protection from the predator that was the healthcare "free market". They decided who would get what, and how much money they pocketed. For a "low" monthly cost, you could live in a house made of brick instead of twigs or straw.
But now, it's the insurance companies that are controlling care. They were the ones who were deciding what care you were getting, what doctors you could see, what procedures you could get, and when.
More and more health insurance companies were popping up all over the place. And so, a new market was created that coincided with the healthcare market - the health insurance market.
Americans embraced the idea of health insurance. I don't like it, as it's just a bandaid on the real problem - the absurd price of health care. But because America has embraced health insurance in the first place, I have to ground my argument and line of thinking there. And that's where the ACA starts; long after we've embraced insurance as a part of our lives. We are stuck with insurance companies until we as a country accept health insurance as a duct tape, and not fixed pipe.
The ACA regulates insurance companies. Regulating those insurance companies, too, is just another piece of duct tape, another band-aid, another strip of bailing wire. And at that level someone's gotta own the company that produces that duct tape, those bandaids, those strips of bailing wire, and will make money off of it.
But until we can adequately address the cost of healthcare and do something about it, it's all we've got.
For some folks, this is actually true. But for a lot more, the ACA will degrade their family finances and increase their healthcare costs. Somebody has to pay for all the institutional personnel required by the system, who don't actually give "care". At my wife's place of work, a hospital, the "care providers" have more recordkeeping to do, without more personnel. Medical charges to the patients or their insurers or the government are going up, and the quality of care is being adversely affected.
Seeing this first hand is more "data", my information base, and my justification for saying the ACA is not affordable and will result in less care, overall, for the majority of people. Even most of the poor.
At my wife's place of work, a hospital, the "care providers" have more recordkeeping to do, without more personnel. Medical charges to the patients or their insurers or the government are going up, and the quality of care is being adversely affected.
Seeing this first hand is more "data", my information base, and my justification for saying the ACA is not affordable and will result in less care, overall, for the majority of people. Even most of the poor.
Are babe and one brow the same person?
Are babe and one brow the same person?
Certain parts of Metro St. Louis can very much be considered ghetto.
You mean, like the 80th block of State street in East St. Louis, or Bond Avenue in Centreville?
fixedLets do the latter day saint.
Are babe and one brow the same person?
Certain parts of Metro St. Louis can very much be considered ghetto.
I thought babe was write4u?
You mean, like the 80th block of State street in East St. Louis, or Bond Avenue in Centreville?
I've driven through St. Louis twice, without stopping even for gas. There's a nice farm town twenty miles into Illinois with some nice country girls serving the food at the McD's. And a gas station that can get me down the road another 400 miles.
I've never seen a ghetto in the US that could compare with an isolated smuggler port in the Philippines.
If I'm the issue here, lets go to the LTE, okay?
I checked into the Nevada marketplace for insurance plans. We wanted to see if we could get supplemental insurance to help offset our high-deductible plan, considering my wife recently had a very serious medical issue and my son and daughter have ongoing needs. I found the very cheapest plan for a family our size was $985 per month, with a $4k deductible and 20% coinsurance after meeting the deductible, and that the deductible does not count toward the out of pocket maximum, which was set at $5k.
Interesting thing was, we were considering just such a plan last summer. We found one locally that was a co-pay plan, $1k deductible, out of pocket max was the same as the deductible which counted toward it (so you hit the deductible and would pay nothing more), and there were $20 and $40 copays for office visits. That plan was $750 and we thought it was way too expensive for the coverage. Wow how times have changed.
I never said you didn't work hard. I said that some people have worked hard and earn enough not to qualify for subsidies. You seem to think that they are lying to you when they say their premiums have gone up dramatically. You should just admit that you don't give a **** about them and are for the law because it happens to benefit you. Don't get all bent out of shape when people are against it because it isn't good for them.