2014 Draft Prospects - Not so great any more?

[candrew]

I never understood this idea of leaving school early because of the potential for injury and missing out on a big paycheque. I mean, I understand the concept, but how likely is it? Has there been a player the last couple of decades who was a consensus lottery pick but decided to stay in school, then got hurt and never got drafted?

Hank Gathers.

His injury was death.

 

[fishonjazz]

He may means in the end he won't.

Engrish

 

[fishonjazz]

I never understood this idea of leaving school early because of the potential for injury and missing out on a big paycheque. I mean, I understand the concept, but how likely is it? Has there been a player the last couple of decades who was a consensus lottery pick but decided to stay in school, then got hurt and never got drafted?

I know its the nfl but matt leinart lost lots of money by staying in school.
Dala mentioned a couple of good ones. (sullinger, perry jones)

 

[fishonjazz]

Jope brought up harrison barnes in another thread as another player who lost some money by staying in school (though not a huge amount.)

Jope also mentioned a few good points about how if you stay in school, then you have to wait for the money (meaning you automatically lose at least one year of pay, so like 5 million dollars) plus its longer till each following contract/raise.

 

[Crawlnstall]

I wouldn't be surprised at all if Embiid stays another year. He may be looked at as the #1 guy but he still has a raw game. Another year to develop it over players he can own would really help him out.

 

[fishonjazz]

I wouldn't be surprised at all if Embiid stays another year. He may be looked at as the #1 guy but he still has a raw game. Another year to develop it over players he can own would really help him out.

Help him out by being a higher pick than #1?

if he goes number 1 this year, in this highly touted draft, then i think that is a good indicator that his game is not too raw

 

[8]

I think Embiid is pretty unraw as far as tall and long posts with crazy athletic ability goes. Favors went third in a draft and he's still more raw than Embiid.

 

[green]

Embiid staying would hurt the Jazz more than any other player.

 

[vegas]

Actually, players can take insurance out on themselves to protect them against injury.
https://www.cbssports.com/collegefo...obtained-5-million-insurance-policy-with-ncaa

However, if it were my son, I'd tell him to leave early and take the money. They can always go back to school to get their degree...that will always be there. But their youth, health and talent will only be around for a limited time.

Agree. Besides the policy maxes at $5 mill is the max allowed, and costs $30k.
Per this article you can get a loan to cover the cost of the policy.

https://www.al.com/sports/index.ssf/2010/08/are_you_in_good_hands.html

Even with insurance, it doesn't make sense to pass up a min $8 mill and take out an insurance policy that would pay out $5 mill for the chance to get $10 mill a year later. Hopefully the policy covers minor injuries in case its not a season ending, but affects draft stock. Hopefully somebody else doesn't drop my draft stock, or I have a bad year, or my team does, etc.

Regarding private insurance and what is covered. IMO it removes the greatest risk, but leave a lot of vulnerability.

The premiums through a private agency can run higher -- about $10,000 a year per $1 million of coverage for football players, according to Lerner. Athletes can take out loans to purchase coverage from private insurers without threatening their college eligibility as long as they are not given special treatment by the bank, Sheely said.

The cost of premiums -- and the fact that the insurance only pays out in cases of career-ending injuries -- has scared off some players, including Auburn offensive tackle Lee Ziemba.

"The premiums are extremely high," Ziemba said. "The thing I saw about it is it only covers you for an injury where you can't play the game anymore -- not where you tear your ACL and you're not the same player you were before. You can't be able to play, ever. So I put my trust in the Lord and whatever He sees fit. If something bad happens, He's going to take care of me."

The NCAA and private insurers include a waiting period of six months to a year for rehabilitation efforts before claimants are eligible for a payout. Sheely said the NCAA has had "a handful" of payouts over the years, while Lerner has had just two -- a hockey player and former Florida defensive lineman Ed Chester, who collected on a $1 million policy in 1998 after multiple surgeries couldn't repair a severe knee injury well enough for him to play again.

"If a player can make his living playing professional sports, he's going to make more than he can collect on this policy," Lerner said. "We set it up that way so they still have the incentive to play."

After hearing stories such as Chester's, many athletes consider insurance a no-brainer these days. Lerner estimated that practically every player taken in the first five rounds of the NFL draft and both rounds of the NBA draft this year was insured.

At the end of the day, why would I pay $30-100k for a chance to compete for a NCAA ring or polish my game for a possible 20% raise next year, especially before I am actually a millionaire?

 

[candrew]

I wouldn't be surprised at all if Embiid stays another year. He may be looked at as the #1 guy but he still has a raw game. Another year to develop it over players he can own would really help him out.

Embiid is saying all the right things; but I'm going to guess being from Africa he doesn't come from money - He's not going to turn down millions so he can spend another year in college learning how to box out.

 

[Beantown]

I know its the nfl but matt leinart lost lots of money by staying in school.
Dala mentioned a couple of good ones. (sullinger, perry jones)

Matt Barkley is another one.

Marcus Smart would have been a top pick last year, he still will be top 10 thought this year.

 

[yamers]

Duke will probably be the best college basketball team of all-time next year if he stays.

lmao this