NAOS
Well-Known Member
Hilarious coming from Mr ABD.
pardon?
Hilarious coming from Mr ABD.
.... Mr. Naos
.... Mr Ph.D.
.... Mr ABD.
hey guis, hasn't this been a really fun attempt to discredit me? So many terms of address! And zero answers to my questions!
See, this argument is very different than "there is no problem" or "suck it up" or "quit crying".
Pretty much every study out there is confirming education is increasingly unaffordable. Yet Mr. Franklin here is happy with "quit crying" and "What problem". Or even deflecting entirely, arbitrarily discrediting any thing that's out there.
Nickel, please. I'm 32, didn't go to college, and make plenty of money. I've survived by the skin of my teeth at times, but made it to at least a reasonable amount of success. At my job Doctors, both Ph.D and MD speak my in reverence knowing full well I don't have a degree. I work my butt off, and they reap the benefits of having me around. They market studies that get published, and can then charge more for their services. The warning systems and alerts I set up benefit them, and our patient's safety.
I don't need to go to college, as I'm proof that if you work hard enough at an institution managers will bend over backwards to flex around HR rules to get you hired. I still support reform. I don't need Obamacare, as my job provides me great insurance. I still support it. I took charge of my life; did damn well. And yet I recognize need for these things.
And yet you still fail to acknowledge the point I tried to make. A point that even the most daft of my nurses would have grasped.
he didn't pursue education past high school. Ok.
Yet....
https://jazzfanz.com/showthread.php...re-met&p=1041820&highlight=nurses#post1041820
Can someone shed some light on this for me? (also, "his nurses" is LMAO, regardless of answers).
Oh come on. Dalamon is not a radical. He is as much on the left as the vast majority on these forums are on the right. He is nothing like Dutchjazzer. I once met a techno-primitivist group in San Francisco that was engaging in a campaign of harassment against employees in the tech industry, and demanding that big tech companies pay for them to establish technology-free communes outside of the city. I know more than one guy who thinks the problem with communist countries was that they were not communist enough. Hell, I know someone who thinks humans should stop reproducing because they are inherently incompatible with the rest of the biosphere, and should voluntarily allow themselves to die out.
Dalamon is a little too self-assured, and he does sometimes have a simplistic take on what constitutes "facts". He also tends to lean too heavily on academic perspectives that appeal to him. All of those things are extremely common in people of all types and ages, but are pretty much expected in an intelligent person in his early 20s. And very few people his age are even close to being as insightful, reasonable, and genuinely interested in learning, as he is. You should give him more credit. He's really quite awesome.
In response to your rep Siro, this is definitely the first and only time I've ever been called a radical leftist in my entire life.
Bragging rights.
But he's the one demanding FACTS and answers to questions!!! (that were never actually asked, but whatevs, minor complaint right)
I'm off to read polls on what Americans think about Ford Motors killing that guy who invented the carburetor that got 100 miles per gallon. Be back to demand answers shortly.
Ya, in no way, shape, or form are you a radical leftist. Your views are within norm for mainstream liberals in North America. You'd pretty much be a centrist in most large American cities. I suspect Franlin's view is tainted by being in Utah.
Look at the rep I gave you, apparently mistakenly. 71% of Americans saying there's a problem, along with seeing that the average student upon graduation is 30k in debt, along with higher education drafting cuts is enough for you to go look at the data.. but you won't.
I don't even bother offering you data. I want you to go find your own. You won't.
I was clearly mistaken. You're no better than the definition of conservative; "Be happy with what you have; forget anyone else that ever had any sort of problem"
in 2013 median earnings for young adults with a bachelor's degree were $48,500, compared with $23,900 for those without a high school credential, $30,000 for those with a high school credential, and $37,500 for those with an associate's degree. In other words, young adults with a bachelor's degree earned more than twice as much as those without a high school credential (103 percent more), 62 percent more than young adult high school completers, and 29 percent more than associate's degree holders.
Again, a public poll is just a data point. It doesn't mean anything.1)A public poll cannot tell you whether college is affordable, it only tells you what the popular perception is.
2) I'll give you the 30k debt number. So, Is 30k affordable?
According to The National Center for Education Statistics
On average a Bachelor's degree helps the person to earn $18,500 more per year. So just 2 years after graduation the degree has payed for itself. Sounds crazy affordable to me.
https://nces.ed.gov/fastfacts/display.asp?id=77
1)A public poll cannot tell you whether college is affordable, it only tells you what the popular perception is.
2) I'll give you the 30k debt number. So, Is 30k affordable?
According to The National Center for Education Statistics
On average a Bachelor's degree helps the person to earn $18,500 more per year. So just 2 years after graduation the degree has payed for itself. Sounds crazy affordable to me.
https://nces.ed.gov/fastfacts/display.asp?id=77
Public perception is utterly meaningless.
Ya, in no way, shape, or form are you a radical leftist. Your views are within norm for mainstream liberals in North America. You'd pretty much be a centrist in most large American cities. I suspect Franlin's view is tainted by being in Utah.
So you don't think our politicians should communicate?
meh, who the hell knows what he thinks.
Hahaha TKO'd the radicals back into their perma-trolling.
BTW dalamaintnuthin, everyone knows Siro is one of the numerous *** kissing alts you've had over the years. Pretty ****ing sad how many you have/have had to try supporting yourself on things that, in the end, are so meaningless in the grand scheme.
Again, a public poll is just a data point. It doesn't mean anything.
So the huge flaw in your thinking is Median vs Average. A median is middle point in a set of numbers. Average is completely different. The help desk at my place of employment often hires people with Bachelors degrees at the price of 15/hr($31.2k yearly), but often manages to get Masters graduates. So 48 can be a median all you want, but it's far from average.
But let's move on. Let's forget median vs average, and run with your $48k number.
Taxes take 20% or more. So $9700 taken out for that, right off the top.
An apartment not in student housing or living with your mother runs $700 a month, $8400 a year.
You also have to pay utilities, $200 a month(water, electricity, TV, phone natural gas) is $2400
So we've effectively brought it down to $27,500.
$400 a month in food, $4800 brings us down to $22,700
Transportation - You're a graduate! Chances are(in Utah) you're going to get a car. Leave off the down payment for now. A cheap car payment, we'll say $150 a month($1800/year), plus gas(probably more, but we'll say $100, $1200/year). And you'll want insurance... but oh wait. You're under 25. Which means you get the shaft. $100 a month for that($1200/year). So Transportation gets you for another $2400/month. Down to 20,300.
You'll need to buy new clothes for work, and keep up on replacing old clothes, at least 5% of your yearly income, $2,375. $17,925
Medical care is another 3%, give or take - $1425 - leaving us at $16500
Then there's personal discretionary, hair cuts, gaming, dating, hobbies, eating out or going to the bar with buddies, alcohol.. for a young adult, that's at least 15% of your salary. Putting you at at $9,375
Then there's your emergency fund, savings. Which should be another 10%, $4750. Leaving you with $4625.
So, if nothing catastrophic happens(break your leg and can't work, car's transmission goes out, you don't buy presents for birthday/Christmas for anyone), you have $4625 to pay off your student loans.
$4,625 / 12 = $385 a month. So if you don't pay for ABSOLUTELY ANYTHING ELSE, not a new TV, not furniture for your place, not a new computer to talk crap on jazzfanz.com, absolutely not a tablet... no jet ski's/boats, no vacations or trips away, you live an extremely boring life and just focus on paying your loans off, and keeping your checking account at 0 most of the time, it will take you 7.6 years, accruing $4,800.
And this doesn't even include the average stuff... seasonings for said food, cleaning supplies, new furnace filters, pets you do or don't decide to have.