So, in this scenario, you get a license so you are qualified (this is like Jesus dying for us, we all qualify). Then you have to do work (literally) to ensure this salvation. Then you get the paycheck, yay, you've earned money. So here's my question: who's doing the work? You? God? Both of you? And how does this work with what the Bible teaches?
I'll say it again because I feel like people might be missing it. I'm not saying works are unnecessary. They absolutely are, James even says so. But we know the Bible doesn't contradict itself, and we know Paul said that we cannot earn our salvation. So where does that lead us? That our works are evidence of God in our lives, evidence of our faith, but by no means can they, or will they ever gain/earn us salvation. There is only one who can do that, and His name is Jesus. By saying that your works can earn you salvation, you're putting yourself on an equal level with Jesus, and that is heresy.
I've never said that I wouldn't be saved but for the grace of Christ. That was the purpose of the His life/death. But I have a very hard time with those that say "I'm saved because I accepted Christ" while they continue to live their life in a horrible fashion. One of the superintendents I work with is this way. He claims to be saved because he accepted Christ. Yet he steals, lies, takes the Lord's name in vain, does illegal drugs, etc. For the record, I know plenty of Mormons like this as well. How does this work with His teachings of "if Ye love me, obey my commandments" and "no unclean thing can enter into the kingdom of heaven"?
Honestly Hantlers, I'm not trying to convince you that you're wrong. I have no interest in debating it. This is all my thoughts on this principle, based on what I've read in the scriptures and my own pondering of it. Maybe you're right. Maybe I'm right. Maybe we're both wrong and some funky tribe in the middle of Africa has it right. In all honesty, I don't think any of us have a real understanding of what's going to happen and we'll all be surprised when we meet at the pearly gates.