No, you have to name the teams. I said Utah won't lose more than 2 games. If I'm such a homer for saying that, then you must have a pretty good idea of 3 games Utah will lose. Name them (which you did) and we can bet.
I'm okay with betting you for name change, sig, or whatever. We can do that instead of money. And if you aren't comfortable naming the games Utah will lose, then we can go "double or nothing" on the BYU schedule with me picking 3 games BYU will lose. You have to pick BYU as one of the games that Utah will lose though, and I'll pick Utah as one of the games BYU will lose. You may think this gives me an advantage but BYU has a much crappier schedule than Utah. So me picking the same number of losses as you puts me at a disadvantage. And you think BYU has a pretty good chance of winning the game anyway, so no skin of your nose, right?