Dala...usury is defined as lending money at unreasonably high rates of interest. I'm telling you right now, 5% (standard student loan) is not unreasonably high. And I assumed when you references Jesus that you were talking about the Bible. I'm clearly not a follower of Islam, so I don't see where I would care what the Islamic viewpoint on usury is. It's not a relevant issue. The only reason the Jesus issue would be a relevant point for me is because I'm a Christian, and I rather detailed why I don't think student loans would be considered unreasonably high interest. The Bible does not say lending money with interest is wrong, it says it's wrong for believers to do that with other believers. The context matters there.