isn't usury considered to be a huge sin in Christianity? Makes you wonder why the fixation on this is absent while it isn't on...idk...abortion and homosexuality. -- this is a much better plan than Warren's. Scores of other countries have figured out how to cover school from Pre-K to PhD but Americans are too busy climaxing to the thought of war that they can't figure it out themselves. There's scores of research comparing the debt load that current generations of Americans carry in comparison to the 80-90s (housing market, tuition cost, etc.) but if you're going to carry on with the myth of "greater things aren't possible!" then that's your prerogative. final note: this meme of "THIS BENEFITS RICH KIDS MOSTLY!" is beyond stupid, and asinine. Who's going to be paying most of the taxes to fund these sorts of programs?