Read my earlier post. Blacks have been systematically repressed from gaining wealth for generations. Blacks in general continue, on average, to attended subpar schools, it is an ongoing cycle.
So a black person, in general would not have the same opportunities as a white person. Search for black land loss and see how we have systematically hurt blacks. The homestead act occurred while slavery was still legal in the South, and racism in the North was still rampant. The statistics don't lie, blacks have not been able to participate in the economic opportunities in this country from day one.
Even the Freedmen's bureau, which was designed to give land to freed slaves was when a very racist President Johnson overturned the order.
Google redlining. In the 1930s, surveyors with the Federal Home Owners' Loan Corp drew maps with areas banks should not lend, and those red lines were all largely black communities. Again, this was condoned by the U.S. Government!
Redlining was eventually outlawed in the 60's IIRC, but we still see discrimination in lending today. The AP did a study two years ago in 48 cities, and showed blacks with similar credit were turned away at significantly higher rates than whites in all 48 cities. Simply put, blacks have not had equal footing to opportunities for economic prosperity, and continue not to have opportunities.