Again showing you're out of touch. For many making that 30k they can't afford the premiums either. Many are scraping by. My son is in that category and is trying to take care is a family on that amount. Luckily his exemption application was accepted. But my daughter's wasn't. She will pay a fine she can't afford. And auto enrolment us substandard plans doesn't help anyone, other than subsidizing other plans. The plan my son could have had was a purely catastrophic plan that still would have cost more than his car insurance and payment every month and had no coverage for prescriptions, which is his biggest medical cost. My penalty for being unemployed for 4 months is over $400 per month during that time frame when I had no income, but since my annual was higher I didn't qualify for any assistance either. It is a deeply flawed system and needs to be reversed or better replaced. But I don't ever see that happening. Too much political skin in this game. So much for our elected representatives making decisions based on what's best for the constituency.
Out of touch? What the hell are you talking about? I recognize that health care costs are out of control hence why I would prefer a Bismarck health care model similar to that of France and Germany. I understand that health insurance, even on the subsidized Obamacare market is unaffordable to your daughter. But some of the primary contributing factors in the recent increases in premiums has been that many states have refused to expand Medicaid (thanks Justice Roberts) and the light fines on people who refuse to obtain insurance. I know it might be confusing, but the more people who pay into this insurance pie the lower the premiums will be. Unfortunately, republicans have taken any serious bite out of the insidkcual mandate which would've put pressure on employees and employers to get their people insured.
If I could reform our system I would immediately:
A. Get rid of for profit insurance
B. Make everyone chip into the insurance pie
C. Use Government intervention to control prices. Especially drug prices, which is one of the top drivers of health care costs.
D. Create a national insurance card that would keep track of your information and eliminate all of the costs associated with billing and medical records at hospitals and doctor's offices. No longer would health care providers need rooms and rooms of filing cabinets and servers to know your medical history or billing information.
E. Open up far more medical schools and set limits on tuition costs. It is a matter of national security to keep our doctor to patient ratio high. That way doctor aren't saddled with debt (which is passed onto the patient) and we keep doctor shortages at a minimal level.
These Will go a long way into making health insurance affordable again.
At least democrats tried something. When the hell was the last time the GOP tried anything to actually make health care more available to others? Hell, they've been bitching about repealing obamacare before the ink had even dried. Here it is 2017 and they have yet to develop a plan.
